Independent Referral Partners of:
Synergy Benefits Group harnesses IRS tax code strategies to optimize employee benefits, delivering significant savings while cultivating a culture of happiness, health, and loyalty that ensures sustained success in your business
Trusted by thousands like:
$573
Annual savings to business per employee per year
Unlimited
Primary care, Urgent care, and Prescriptions ($0-$1 Copay)
8+
Years in business
90%
Employee participation rate
VISION
Shaping the Future of Business
Let’s face it. Health care in America sucks.
Our mission at Synergy Benefits Group is to create a massive wave in the industry that is a win-win for employee and employer.
By offering cutting-edge analytics and deep compliance expertise, we empower businesses to optimize their benefits strategies for both financial success and cultural impact. We’re committed to making smarter, more impactful decisions that drive measurable, long-term growth.
- Where People Meet Profits
- Where People Meet Profits
- Where People Meet Profits
SOLUTIONS
Our Solutions
Maximize Profitability
At Synergy Benefits Group we utilize innovative tax savings solutions to save our clients nearly $60,000 per 100 employees per year.
Enhance Employee Benefits
Create a workplace that attracts top talent and reduces high turnover and associated costs. Your employees will not only see enhanced benefits, but will also see a raise in their take home pay!
Stay Ahead Of The Curve
With years of experience navigating complex regulations like ERISA and IRS guidelines, we ensure your programs stay compliant and up-to-date all while utilizing First Health Network as our TPA to give your staff an abundance of doctors and licensed therapists nationwide.
FEATURES
Supercharge your Operations
Employer Benefits:
- Save $573 per employee per year in FICA taxes
- Reduce high turnover & retain top talent fostering a loyal culture
- Reduce high monthly premium costs
Employer Benefits:
- Access to 100's of prescriptions, unlimited primary & urgent care, virtual care, mental health therapy, and virtual veterinary care
- Increased paychecks ( Avg $1,500/year)
- Better benefits ($0-$1 co-pay)
PARTNERS
Trusted by Innovators
We pride ourselves on building strong, collaborative relationships with industry leaders.
Our partners span a diverse range of sectors, each benefiting from our smart solutions to enhance them and their clients.
- Building strong partnerships
- Building strong partnerships
- Building strong partnerships
TESIMONIALS
“After talking with our CPA’s and attorneys about the plan, they concluded that CHAMP plan was compliant on all fronts. We implemented the plan with nearly 100% acceptance rate and not only do our employees have a higher take-home pay, the bottom line of our business has increased tremendously.”
Software Analytics
Company
CFO $450MM Revenue
PLANS
Choose the Perfect Plan for Your Business
$0 net cost
Starter
I don’t currently offer benefits to my team , but would love to start a plan and gain access to Champion Health’s First Health Network of accredited doctors and licensed therapists!
$0 net cost
Supercharge
I currently offer health insurance to my team, but would like to supercharge my plan by accessing Champion Health’s accredited network and lowering my monthly premium!
Contact us
Partner
Do you run a current payroll service, union, non-profit, city, county or municipality?
Find out how you can partner with us to bring $0 net cost benefits to your team.
Frequently asked questions
General
Do my employees have to change insurance?
Does The CHAMP Plan™ meet the definition of Minimal Essential Coverage?
Is The CHAMP Plan™ compliant?
Yes. The CHAMP Plan™ is a qualified Section 125 plan set up as a self-funded employer-sponsored plan that is 100% funded by employees through a pre-tax payroll deduction. The claims funding portion is held by the third-party administrator (TPA) in a custodial account and pays claims as they incur in accordance to the plan document and the schedule of benefits. The definition of a claim is defined as claims made to providers, facilities, pharmacies, or employees.
Claims to employees result when an applicable CPT code is triggered with a corresponding explanation of benefits (EOB). Examples of these claims include preventive examinations, bio-metric screens, health risk assessments, and chronic medication fulfillment. Claims made to employees are neither taxable nor considered ordinary income. The amount of premium charged to employees is actuarially set to cover the claim risk on the plan while meeting a desired medical loss ratio (MLR). At the end of the plan year and the runout period, any potential surplus left in the claim account is considered a plan asset to the employer.
Can we begin participating in the program at any time?
How do my employee’s paychecks go up?
Each pay period, a pre-tax deduction comes out of each employee’s paycheck to help fund the employer-sponsored CHAMP Plan™. The typical taxes are then taken from the now reduced pre-tax pay, and employees receive a post-tax benefit after participating in a monthly healthcare activity that triggers a CPT code and explanation of benefits. (Triggers are as simple as watching a video or reading an article). In short, a lower adjusted gross income results in lower taxes, which raises an employee’s take-home pay after The CHAMP Plan™ post-tax benefit is added to their paycheck!
Do employees need to change providers or medical care?
No. Employees who voluntarily enroll in The CHAMP Plan™ can continue to use the same providers and receive the same medical care they’re already receiving through their traditional medical insurance. The CHAMP Plan™ can provide additional options for better quality care and cost savings as identified by the physician of record, but employees are not required to take those options.
Do you work with small businesses as well?
Absolutely! While we work with larger enterprises, our solutions are designed to scale for businesses of any size—whether you’re a startup with 10 employees or a union with 100,000+ employees. Our approach is flexible and customized to meet the specific needs of your business, regardless of its size, industry, or growth stage. We help companies optimize their employee benefits and maximize profits in ways that work for them.
What additional benefits do employees get?
+Unlimited Virtual Veterinary Consultations
*Our Licensed Veterinary proffessionals inform, advise, and guide you on the steps to take for the health and well-being of your dogs and cats. (Employee plus Family)
+Unlimited Virtual Physical Therapy
*Transform physical therapy with our Augmented Reality platform, offering real-time feedback and accurate movement analysis using 111 body data points. (Employee plus Family)
+Champ Shield
*Work Shield is a team of specialized, caring professionals who provide a safe and impartial way to ensure you workplace harassment and discrimination concerns are heard, investigated and resolved without fear of retaliation. (Employee only)
What is the implementation process to get started?
What You Do:
+Provide a census
+Participate in pre-enrollment logistics
+Sign Plan Documents and approve marketing materials
+Provide ongoing support of plan
What We Do:
+Generate a proposal/analysis and review it with you
+Design employee educational materials
+Educate all employees on their benefits and how to use them
+Host employee education calls during open enrollment
+Provide employee support with a dedicated benefits hotline
+Help with payroll coordination
+Monitor employee engagement
+Initiate engagement with employees to ensure compliance
